My student loans are due and I still haven’t found a job that pays more than minimum wage. So I decide to make an arrangement through The Club. I’ll get what I need…money to pay my loans. And he’ll get what he wants…access to my body…whenever and however he wants it.

ROSE COLLINS is a recent art school graduate with overwhelming student loan debt and no way to pay it.

JAE ROTHKO is a wealthy and renowned artist who doesn’t have the time or patience for a relationship.

Jae joins The Club so he can have one woman when he wants and how he wants with no attachments and no expectations.

He selects Rose to be that woman.


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Part One
Part Two
Part Three


By the time we get to The Rock Stop it’s already

crowded with twenty-somethings, who all look eager to hook up with anyone who’s


I pass by two guys, who are already half-drunk and

gawking at my breasts, before I hit the relative safety of the bar area. 

“What do you want to drink?” Cali yells over the loud

Top Forty music.

“Would I look too conspicuous just holding a glass of


Cali purses her lips at me. I tell her she looks like

a duck when she does that but it doesn’t stop her.

“I’ll get you a beer. You don’t have to drink it but

I don’t want you to embarrass me or yourself.”

“Yes, Daffy,” I tease.

“I do not have duck lips,” she insists.

“You do when you pucker them like that.”

“I think you’re on crack.”

“Just get the beer.”

She waves in order to get the bartender’s attention

but no such luck. He’s busy with a group of girls at the other end of the bar.

“Hey, Babe.” An arm reaches over Cali’s shoulder. “I

wasn’t sure I’d see you tonight.”

David nods in my direction. “What’s up?”

He never addresses me by my name even though he’s

been hooking up with Cali for over a year and I’ve seen him dozens of times.

David is the kind of guy I always hated in high

school. His family has money and he’s never had to work a day in his life for

anything. Cars, clothes, expensive vacations, you name it, and his parents have

handed it to him on a silver platter. As a result he has a sense of entitlement

that knows no bounds.

No doubt that’s why he feels like he can treat Cali

any way he pleases and she just keeps coming back for more.

He runs his fingers through his short brown hair. I’m

not sure whether it’s a nervous habit or if he thinks that his fingers are like

some kind of comb but he does it all the time.

David is a good-looking guy in a frat-boy kind of

way. Cali says he played baseball in high school and he looks like he probably

still plays sports. He’s not huge but he’s definitely in good shape. 

Cali met David at a frat party. Even though she’s

never set foot in a college class she’s spent a lot of time at college parties.

David likes to brag about the fact that he’s a business major. I don’t see what

the big deal is though. I feel like business is a degree for people who don’t really

know what they want to do with their lives.

Not that I have any room to talk. Apparently I earned

a degree for people who don’t really want a job.

Before I know it, Cali and David have disappeared

somewhere and I’m alone at the bar.


I didn’t even want to come here in the first place.

I have a choice. I can leave or I can order a drink.

After the day I’ve had a drink is actually starting to sound appealing.

As soon as the DJ starts mixing, nearly everyone

moves to the dance floor. The bar area is now pretty empty except for a young

woman seated at the far end. She glances up at me when I approach and gives me

the faintest of smiles.

She’s an attractive blonde with stunning ocean blue

eyes. She’s the definition of a blonde bombshell. She’s got curves that would

give Marilyn Monroe a run for her money.

I order a Crantini and the bartender wastes no time

filling my order.

“Tough day?” the blonde asks.

I nod.

“Have a seat.” She waves to the stool next to her.


I climb onto the stool and take a sip of my drink.

It’s strong and I cough a little as it goes down.

“Russ likes to make them strong.” She laughs. “Maybe

he thinks he’ll get lucky at the end of the night.”

The bartender looks like he’s in his mid-thirties and

kind of rough. He’s completely bald and built like a brick house. Definitely

someone I would want to have on my side if a fight broke out.

“Are you waiting for someone?” I ask. She looks a

little too dressed up for the place we’re in. It’s mostly a denim crowd and

she’s in a little black dress and pumps.

“You could say that.”

I nod. A cryptic response but I get the impression

that she’s not going to say much more about who she’s waiting for.

“So what’s your story?” she asks.

I laugh. “Do I look like I have a story?”

“You definitely look like you have a story.”

“You’ve probably heard it millions times before.”

She glances at her watch. I can’t help but notice

it’s a gorgeous Rolex. The blonde doesn’t look that much older than me. I doubt

she’s even twenty-five. It makes me wonder how she can afford such an expensive

watch. When I look at her more closely, I notice she’s also wearing a diamond

tennis bracelet and huge diamond stud earrings. Also very expensive.

Maybe she’s like David and has a generous daddy with

lots of money.

“I’ve got a few minutes before my friend gets here.

Tell me this story I’ve heard a million times before.”

I take another sip of my drink. She’s right. Russ

does like to make them strong.

“I recently graduated from art school. I have a fine

arts degree but no professional job and no prospects. My student loans are set

to go into repayment and I have no way to pay them. I’m barely making ends meet

on my salary busting my ass at the local coffee shop. Pathetic, right?”

She shakes her head. “It’s not pathetic but you’re

right. It’s a story I’ve heard a lot. Maybe not a million times. Half a million


We both laugh. It feels good to laugh about it. At

least for one night.

She reaches into her purse, a pricey Coach bag, and

pulls out a business card. I expect her to hand it to me but she places it on

the bar between us instead.

“I don’t do this very often but I feel bad for you so

I’m making an exception.” She points to the card. “You can pick it up if you

want to, after I tell you what it’s about. Or you can leave it on the bar. It’s

completely up to you.”

My curiosity is definitely piqued. When I glance down

at the card I notice it only has two words: The

Club followed by a phone number.

“What’s The Club?”

“It’s a kind of dating service.”

I frown. “Do I look like need a date?”

“No, but you said you need money. This is a special

kind of dating service for extremely wealthy men.”

I assume that’s how she got her Rolex and other

jewelry but I don’t want to be rude. “Are you saying it’s kind of like having a

sugar daddy?”

She laughs. “That’s kind of an antiquated term but

sort of. Most of the men in The Club are older and they have very specific

tastes. Most of them want younger women but more importantly, they want women

who will be there whenever and however they want.”

I gulp. Then I whisper. “Are you talking about


She gives me a little smile. “Prostitution implies

that you’re with multiple men and they’re paying you for sex. It’s not like

that. It’s more like you’re being paid to be one man’s mistress.”

“Are they married?”

She laughs. “Some are. Some aren’t. Does it matter?”

“I think it would to me.”


It’s a good question. I’m not married. He’d be the

one doing the cheating.

“Do you mind if I ask how much money you’re talking


“That’s negotiable between you and the man who

selects you. It’s called an arrangement. You can negotiate any sort of

arrangement you want.”

“Could you give me a ballpark figure?”

“Usually between three and five thousand a month.”

My eyes grow wide at the thought of that kind of

money. My ten dollars an hour at the coffee shop, even with overtime and tips,

doesn’t even come close to that.

“And that doesn’t include all of the perks. A lot of

the men like to provide their girlfriends with generous gifts in addition to their


“You said a lot of the guys are older. How old?”

An image of a geriatric using a walker crosses my

mind. I’m not sure I’d be able to have sex with someone that old, if he could

still even have sex.

“The guy I have an arrangement with is fifty-four.”

That’s ten years older than my dad. I can feel my

stomach start to knot. Am I really considering getting involved with some kind

of club and being paid to have sex with a guy who could be older than my


The blonde leans in close. “Don’t let his age fool

you. He can still perform in bed. And I only have to see him two days a week

for a few hours. And my arrangement is non-exclusive. He doesn’t mind if I date

other guys.”

“I don’t really date that much,” I confess.

“That’s even better. There are a lot of guys who want

exclusive arrangements. Not as many girls go in for that.”

I stare at the business card for a few seconds. Is

this something I’m actually considering? I’m just not sure. There’s no doubt

that I need the money but I’m not sure about having sex with someone I don’t

even know…for money.

“It’s really not that bad,” she insists. “I wasn’t

sure at first either but you get used to it. And Alex can be a really sweet


She makes a point of pushing the business card a

little closer to me. “At least meet with Claudia. You can always back out if a

guy selects you and you don’t like him.”

I pass my hand over the card and hesitate for a

moment. I feel like this is a pivotal moment. Like my whole life could change

just by picking up the card.

I take in a deep breath then grab the card from the

bar. Now that it’s actually in my hand I feel like calling the phone number is





Ren Monterrey lives in a small town outside Phoenix, Arizona with her husband and their bloodhounds. She writes New Adult and Contemporary romance under a number of different pen names.



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